Terms of Use ("Agreement")

Please read this End-User License Agreement ("Agreement") carefully before clicking the "I Agree" button, downloading or using DoWallet ("Application").

By clicking the "I Agree" button, downloading or using the Application, you are agreeing to be bound by the terms and conditions of this Agreement.

This Agreement is a legal agreement between you (either an individual or a single entity) and Wallex Inc. and it governs your use of the Application made available to you by Wallex Inc..

If you do not agree to the terms of this Agreement, do not click on the "I Agree" button and do not download or use the Application.

The Application is licensed, not sold, to you by Wallex Inc. for use strictly in accordance with the terms of this Agreement.

The Application you are about to use functions as a digital wallet.

IF YOU LOSE ACCESS TO YOUR DO WALLET USERNAME AND PASSWORD, 6-DIGIT PIN, PERSONAL QUESTION, AND YOU HAVE NOT SEPARATELY STORED YOUR 12-WORD RECOVERY PHRASE, YOU ACKNOWLEDGE AND AGREE THAT ANY CRYPTOCURRENCY YOU HAVE ASSOCIATED WITH THAT DO WALLET WILL BECOME INACCESSIBLE.

All transaction requests are irreversible.

License

Wallex Inc. grants you a revocable, non-exclusive, non-transferable, limited license to download, install and use the Application solely for your personal, non-commercial purposes strictly in accordance with the terms of this Agreement.

Restrictions

You agree not to, and you will not permit others to:

license, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose or otherwise commercially exploit the Application or make the Application available to any third party.

copy or use the Application for any purpose other than as permitted under the above section 'License'.

modify, make derivative works of, disassemble, decrypt, reverse compile or reverse engineer any part of the Application.

remove, alter or obscure any proprietary notice (including any notice of copyright or trademark) of Wallex Inc. or its affiliates, partners, suppliers or the licensors of the Application.

Intellectual Property

The Application, including without limitation all copyrights, patents, trademarks, trade secrets and other intellectual property rights are, and shall remain, the sole and exclusive property of Wallex Inc..

Cryptocurrency Markets & Transactions

allex Inc cannot and does not guarantee the fiat currency value of bitcoin, underlying cryptocurrency, or any supported cryptocurrency. You may choose to protect the value of your cryptocurrency in a supported fiat currency of your choice or simply hold your bitcoin or underlying cryptocurrency unprotected against any fiat currency value. In the case that you choose to hold unprotected cryptocurrency, you acknowledge and agree that the value of a cryptocurrency is highly volatile and that buying, selling, and holding any cryptocurrency involves a high degree of risk. Cryptocurrency networks are operated by decentralized networks of independent third parties. Once a transaction request has been submitted to a network via the Application, the network will automatically complete or reject the request and you will not be able to cancel or otherwise modify your transaction request. The relevant cryptocurrency blockchain is solely responsible for verifying and confirming proposed transactions that you submit via the Application, and Wallex Inc. cannot and does not confirm, cancel, or reverse crypto-to-crypto transactions, other than confirmation of the relevant network’s completion of a transaction. You acknowledge and agree that Wallex Inc is not responsible for any errors or omissions that you make in connection with any cryptocurrency transaction initiated via the Application. The Application submits your transaction request for confirmation to the relevant network.

However, Wallex Inc has no control over any cryptocurrency network and therefore cannot and does not guarantee that any transaction request you submit via the Application will be completed. You acknowledge and agree that the transaction requests you submit via the Application may not be completed, or may be substantially delayed. When you complete a transaction request via the Application, you authorize us to submit your transaction request to the relevant network in accordance with the instructions you provide via the Application.

Wallet Recovery Phrase.

You agree that you are solely responsible for your DoWallet Recovery Phrase and shall take the necessary precautions to ensure its safekeeping. The Wallet Recovery Phrase allows you, the sole owner of your DoWallet’s private key, to recover your DoWallet Wallet in case your phone becomes unavailable for whatever reason including, but not limited to, the following: loss, theft, device damage or failure, forgotten PIN, or any other circumstance that would prohibit you from accessing the DoWallet Wallet. In order to safekeep your Wallet Recovery Phrase, you shall make copies of your Wallet Recovery Phrase and shall securely store all copies. Proper storage of your Wallet Recovery Phrase is vital to prevent risk of damage from natural disasters or risk of unauthorized access to your funds. YOU FULLY UNDERSTAND THAT ANY FAILURE TO MAKE AND PROTECT YOUR DOWALLET WALLET RECOVERY PHRASE MAY LEAD TO TOTAL LOSS OF THE FUNDS ASSOCIATED WITH YOUR DOWALLET WALLET PRIVATE KEY.

Non-Custodianship

The Application does not constitute an account where Wallex Inc., or other third parties serve as financial intermediaries or custodians of your cryptocurrency, private keys or recovery phrase.

Premium Services

DoWallet may provide certain premium services as part of our Application for which a fee is charged.

Cryptocurrency Exchanges and API Keys

The Application offers the ability to connect to your cryptocurrency exchange accounts. If you choose to use this feature, you acknowledge that you are responsible for creating the API Key and API Secrets and selecting a Read Only permission required to obtain balances, and not trading or other advanced permissions.

Wallex Inc. is not responsible for exchanges' data, data integrity and accuracy,, or API functionality. Exchanges may, at their discretion deny access, change their terms of use of API, or change the data they provide via their API.

Operation of Digital Currency Protocols

Wallex Inc. does not own or control the underlying software protocols which govern the operation of cryptocurrencies supported on our platform. In general, the underlying protocols are open source and anyone can use, copy, modify, and distribute them. By using the DoWallet Application, you acknowledge and agree (i) that Wallex Inc. is not responsible for operation of the underlying protocols and that Wallex Inc. makes no guarantee of their functionality, security, or availability; and (ii) that the underlying protocols are subject to sudden changes in operating rules (a/k/a “forks”), and that such forks may materially affect the value, function, and/or even the name of the cryptocurrency you store in the DoWallet Application. In the event of a fork, you agree that Wallex Inc. may temporarily suspend operations (with or without advance notice to you) and that Wallex Inc. may, in its sole discretion, decide whether or not to support (or cease supporting) either branch of the forked protocol entirely. You acknowledge and agree that Wallex Inc. assumes absolutely no responsibility whatsoever in respect of an unsupported branch of a forked protocol.

Compliance

You acknowledge that your use of this software is at your own discretion and in compliance with all applicable laws in your jurisdiction.

No Advice

Wallex Inc is not acting and cannot act as an advisor, including as to any financial, legal, investment, insurance and/or tax matters. Any information provided by Wallex Inc. is for general information only. You are solely responsible for determining whether any contemplated transaction is appropriate for you.

Your Suggestions

Any feedback, comments, ideas, improvements or suggestions (collectively, "Suggestions") provided by you to Wallex Inc. with respect to the Application shall remain the sole and exclusive property of Wallex Inc..

Wallex Inc. shall be free to use, copy, modify, publish, or redistribute the Suggestions for any purpose and in any way without any credit or any compensation to you.

Modifications to Application

Wallex Inc. reserves the right to modify, suspend or discontinue, temporarily or permanently, the Application or any service to which it connects, with or without notice and without liability to you.

Updates to Application

Wallex Inc. may from time to time provide enhancements or improvements to the features/functionality of the Application, which may include patches, bug fixes, updates, upgrades and other modifications ("Updates").

Updates may modify or delete certain features and/or functionalities of the Application. You agree that Wallex Inc. has no obligation to (i) provide any Updates, or (ii) continue to provide or enable any particular features and/or functionalities of the Application to you.

You further agree that all Updates will be (i) deemed to constitute an integral part of the Application, and (ii) subject to the terms and conditions of this Agreement.

Connectivity Disclaimer

Wallex Inc stores limited information in the DoWallet Application with significant portions of displays being fed live from our servers and from multiple blockchains. Lack of internet connectivity to your device or connectivity lapses from those data sources may render the Application unusable or temporarily unavailable. While in these cases Wallex Inc. will try to restore services on a best effort basis using alternate service providers, it may significantly delay your ability to transact funds or crypto currencies from within the Application.

Translations & Localized Content

The information contained in this Application may be translated to other languages for the convenience of DoWallet users (the “translations”). The Application is being translated through "machine translation" dynamically (on-the-fly) through a third party service. This machine translation does not match the quality of human translation and serious errors in translation may result. The official text is written in English and the English version of the Application is the only version endorsed by Wallex Inc. Any discrepancies or differences created in the translations are not binding and have no legal effect on Wallex Inc. or any of its subsidiaries and partners for compliance or enforcement purposes. You should not act in reliance on the translated version of the text, particularly as regards terms of use and privacy, but should refer to the official English text. If any questions arise related to the accuracy of the information contained in the translations, please refer to the official English version.

Wallex Inc. shall not be responsible for any errors or omissions contained in the translations. All translations are provided "AS IS". Wallex Inc. expressly disclaims all warranties of any kind with regard to the translations, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Wallex Inc. makes no warranty, express or implied, as to the accuracy, completeness or reliability of the translations. Wallex Inc. does not maintain and does not update or correct any information that appears in the translations. Life Extension shall not be liable for any damages arising from the translations, including but not limited to direct, indirect, incidental, special, consequential or exemplary damages, whether such damages arise in contract, negligence, tort, under statute, in equity, at law or otherwise. Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, in which case the above limitation may not apply to you.

Third-Party Services

The Application may display, include or make available third-party content (including data, information, applications and other products services) or provide links to third-party websites or services ("Third-Party Services").

You acknowledge and agree that Wallex Inc. shall not be responsible for any Third-Party Services, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect thereof. Wallex Inc. does not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services.

Third-Party Services and links thereto are provided solely as a convenience to you and you access and use them entirely at your own risk and subject to such third parties' terms and conditions.

Financial Content, News, and Third Party Data

The Application may provide information on various finance, and accounting issues, securities and securities markets (collectively, "Financial Content") obtained by third-party data providers (collectively “Data Owners”) and from sources believed by Wallex Inc to be accurate and reliable; however there is no guarantee that any information on these matters is true, correct, or precise.

For conversions of crypto currency prices to fiat prices and fiat to crypto currency prices, Wallex Inc. is not responsible for any erroneous conversions resulting from the data by third data providers. Calculator and conversion functions are provided without warranty of any kind.

ALL INFORMATION, INCLUDING BUT NOT LIMITED TO FINANCIAL CONTENT, NEWS, AND HEADLINES IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WALLEX INC AND THIRD DATA PROVIDERS MAKE NO REPRESENTATIONS AND DISCLAIM ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES OF ANY KIND TO USER AND/OR ANY THIRD PARTY, INCLUDING WARRANTIES AS TO ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY, OR FITNESS FOR ANY PARTICULAR PURPOSE. Subject to your compliance with the terms and conditions of this Agreement, Wallex Inc grants you a limited, non-exclusive, non-transferable, license to access and use the Financial Content available via the Application solely for reference purposes.

Privacy Policy

Wallex Inc. collects, stores, maintains, and shares information about you in accordance with its Privacy Policy, which is available at www.dowallet.app/privacy-policy. By accepting this Agreement, you acknowledge that you hereby agree and consent to the terms and conditions of our Privacy Policy.

Term and Termination

This Agreement shall remain in effect until terminated by you or Wallex Inc..

Wallex Inc. may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement. If, in our sole discretion, we decide to permanently discontinue our Services, we will provide you with notice via our website and email with at least thirty (30) days notice, after which you will not be able to access the Application and any data, including private keys, stored on your mobile device within the Application, or any data on our servers.

This Agreement will terminate immediately, without prior notice from Wallex Inc., in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application and all copies thereof from your mobile device or from your computer.

Upon termination of this Agreement, you shall cease all use of the Application and delete all copies of the Application from your mobile device or from your computer.

Termination of this Agreement will not limit any of Wallex Inc.'s rights or remedies at law or in equity in case of breach by you (during the term of this Agreement) of any of your obligations under the present Agreement.

Indemnification

You agree to indemnify and hold Wallex Inc. and its parents, subsidiaries, affiliates, officers, employees, agents, partners and licensors (if any) harmless from any claim or demand,

including reasonable attorneys' fees, due to or arising out of your: (a) use of the Application;

(b) violation of this Agreement or any law or regulation; or (c) violation of any right of a third party.

No Warranties

The Application is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, Wallex Inc., on its own behalf and on behalf of its affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Application, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, Wallex Inc. provides no warranty or undertaking, and makes no representation of any kind that the Application will meet your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither Wallex Inc. nor any Wallex Inc.'s provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Application, or the information, content, and materials or products included thereon; (ii) that the Application will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Application; or (iv) that the Application, its servers, the content, or e-mails sent from or on behalf of Wallex Inc. are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of or limitations on implied warranties or the limitations on the applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you.

Publication of Performance

Any reviews, benchmarks, or publication of information pertaining to the Application is forbidden in the case that it exposes user data or explains to others how to exploit the Application to gain access to user information.

Limitation of Liability

Notwithstanding any damages that you might incur, the entire liability of Wallex Inc. and any of its suppliers under any provision of this Agreement and your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by you for the Application.

To the maximum extent permitted by applicable law, in no event shall Wallex Inc. or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, for loss of data or other information, for business interruption, for personal injury, for loss of privacy arising out of or in any way related to the use of or inability to use the Application, third-party software and/or third-party hardware used with the Application, or otherwise in connection with any provision of this Agreement), even if Wallex Inc. or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose. The limitations specified in this section will survive and apply even if any limited remedy specified in these Terms is found to have failed of its essential purpose.

Some states/jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Agreement shall not effect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute waiver of any subsequent breach.

For U.S. Government End Users

The Application and related documentation are "Commercial Items", as that term is defined under 48 C.F.R. §2.101, consisting of "Commercial Computer Software" and "Commercial Computer Software Documentation", as such terms are used under 48 C.F.R. §12.212 or 48 C.F.R. §227.7202, as applicable. In accordance with 48 C.F.R. §12.212 or 48 C.F.R. §227.7202-1 through 227.7202-4, as applicable, the Commercial Computer Software and Commercial Computer Software Documentation are being licensed to U.S. Government end users (a) only as Commercial Items and (b) with only those rights as are granted to all other end users pursuant to the terms and conditions herein.

Export Compliance

You may not export or re-export the Application except as authorized by United States law and the laws of the jurisdiction in which the Application was obtained.

In particular, but without limitation, the Application may not be exported or re-exported (a) into or to a nation or a resident of any U.S. embargoed countries or (b) to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person's List or Entity List.

By installing or using any component of the Application, you represent and warrant that you are not located in, under control of, or a national or resident of any such country or on any such list.

Amendments to this Agreement

Wallex Inc. reserves the right, at its sole discretion, to modify or replace this Agreement at any time. If a revision is material we will provide at least 15 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Application after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Application.

Arbitration

PLEASE READ THE FOLLOWING PARAGRAPH CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE DISPUTES WITH US AND IT LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF.

You and Wallex Inc agree to arbitrate any dispute arising from these Terms or your use of our Services, except for disputes in which either party seeks equitable and other relief for the alleged unlawful use of copyrights, trademarks, trade names, logos, trade secrets, or patents. ARBITRATION PREVENTS YOU FROM SUING IN COURT OR FROM HAVING A JURY TRIAL. You and Wallex Inc. agree to notify each other in writing of any dispute within thirty (30) days of when it arises. Notice to Wallex Inc. shall be sent to support@dowallet.app. You and Wallex Inc. further agree: (a) to attempt informal resolution prior to any demand for arbitration; (b) that any arbitration will occur in Miami-Dade County, Florida; (c) that arbitration will be conducted confidentially by a single arbitrator in accordance with Florida laws and regulations; and (d) that the courts in Miami-Dade County have exclusive jurisdiction over any appeals of an arbitration award and over any suit between the parties not subject to arbitration. Other than class procedures and remedies discussed below, the arbitrator has the authority to grant any remedy that would otherwise be available in court. Any dispute between the parties will be governed by these Terms and the laws of Florida, without giving effect to any conflict of laws principles that may provide for the application of the law of another jurisdiction. WHETHER THE DISPUTE IS HEARD IN ARBITRATION OR IN COURT, YOU AND WALLEX INC WILL NOT COMMENCE AGAINST THE OTHER A CLASS ACTION, CLASS ARBITRATION OR REPRESENTATIVE ACTION OR PROCEEDING.

Governing Law,

The laws of Florida, United States, excluding its conflicts of law rules, shall govern this Agreement and your use of the Application. Your use of the Application may also be subject to other local, state, national, or international laws.

This Agreement shall not be governed by the United Nations Convention on Contracts for the International Sale of Good.

Independent Agreement

This Agreement is intended to constitute an independent and distinct agreement of the parties. If any provision of this Agreement is held by a court of competent jurisdiction to be unenforceable or contrary to law, the remaining provisions of this Agreement will remain in full force and effect.

Transferability of Agreement

Licensor shall have the right to assign or transfer this Agreement or any of its interests herein (including without limitation rights and duties of performance) to any entity.

Contact Information

If you have any questions about this Agreement, please contact us at support@dowallet.app or call us at: 786-505-2223.

Entire Agreement

The Agreement constitutes the entire agreement between you and Wallex Inc. regarding your use of the Application and supersedes all prior and contemporaneous written or oral agreements between you and Wallex Inc..

You may be subject to additional terms and conditions that apply when you use or purchase other Wallex Inc.'s services, which Wallex Inc. will provide to you at the time of such use or purchase.